19 Quotes & Sayings By Dave Ramsey

Dave Ramsey is the author of many best-selling personal finance books including The Total Money Makeover, The Total Money Makeover Revised, The Total Money Makeover Workbook, Financial Peace Revisited, and The Total Money Makeover Teen Edition. His company, Ramsey Solutions LLC, is based in Nashville, Tennessee. Dr. Ramsey received his undergraduate degree from Brigham Young University and a Ph.D Read more

from the University of Tennessee at Knoxville. He is a former professor of finance and economics and has taught at universities all over the country. He and his wife have two sons and live in Nashville, Tennessee.

We buy things we don't need with money we don't...
1
We buy things we don't need with money we don't have to impress people we don't like. Dave Ramsey
Pray like it all depends on God, but work like...
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Pray like it all depends on God, but work like it all depends on you. Dave Ramsey
3
The love of money, not money, is root of all evil. Dave Ramsey
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We have a retirement crisis in America today nor from a lack of money, but from a lack of vision Dave Ramsey
5
The problem with your company is not the economy, it is not the lack of opportunity, it is not your team. The problem is you. That is the bad news. The good news is, if you're the problem, you're also the solution. You're the one person you can change the easiest. You can decide to grow. Grow your abilities, your character, your education, and your capacity. You can decide who you want to be and get about the business of becoming that person. Dave Ramsey
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There's a whole generation growing up thinking...the government exists to care for them. Dave Ramsey
7
The weird thing is that the more efficient, on task, on goal you are with your time, the more energy you have. Working with no traction, or for that matter simply wasting a day, does not relax you, it drains you.// Strange as it may seem, when you work a daily plan in pursuit of your written goals that flow from your mission statement born of your vision for living your dreams, you are energized after a tough long day. Dave Ramsey
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Traction equals satisfaction Dave Ramsey
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Live no one else today, so you can live like no else tomorrow Dave Ramsey
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We are all in the business of sales. Teachers sell students on learning, parents sell their children on making good grades and behaving, and traditional salesmen sell their products. Dave Ramsey
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People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan. Dave Ramsey
12
The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge. Dave Ramsey
13
Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully. Dave Ramsey
14
My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid. Dave Ramsey
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I believe that through knowledge and discipline, financial peace is possible for all of us. Dave Ramsey
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You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities. Dave Ramsey
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You've got to tell your money what to do or it will leave. Dave Ramsey
18
While I encourage people to save 100% down for a home, a mortgage is the one debt that I don't frown upon. Dave Ramsey