Before you start feeling bad about yourself for your debt, this would be a good moment to remind yourself that money doesn't exist--it's just a system of value exchange. That's it. Pure and simple. So, if you have debt, you've received value and you've not given the equivalent value back to the particular party in the exchange yet. That's all it means. It doesn't mean you're a bad person. It doesn't mean you're a screwup. You're not hopeless. You're not a mess. You simply have more value to give. . Kate Northrup
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More Quotes By Kate Northrup
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  2. I journaled: "Why do I feel like crap after being offered a book deal by one of the best publishers on the planet?" The answer that I came up with surprised me. I knew there were people who would have done anything to get their...

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  4. When we sacrifice our own well-being in the hopes that our sacrifice will help someone else, we just get two people who are living sub-optimal lives. Here's the truth: Getting sick does not help those who are suffering of illness. Being sad does nothing to...

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